Everything Credit and Credit Reports

 Credit Reports have a huge impact on daily life.  This ranges from loan offers to job offers.  Understanding Credit is the first key towards making it strong.  The challenge is that most credit reports are inaccurate.  An inaccurate report can cause a denial on a loan, a refused job offer or promotion, a denied security clearances to higher auto insurance rates.

This course is designed to strengthen a good credit report, build a weak one or help establish credit quickly.  It is broken down into three primary parts, Understanding Credit, Repairing Credit and Establishing Good Credit.

Understanding Credit builds the foundation of credit.  This includes how it works, credit scores and the overall credit system.  To completely understand credit reports, you must think as a lender.  We will reveal the secrets to developing a strong report and how a score can be increased quickly.

Repairing Credit reveals your rights with your credit report.  The federal government passed laws giving you specific rights surrounding your report.  The challenge is that few people know of them.  By not knowing your rights, you are vulnerable.  In this segment, we will cover your rights in detail.  We will show you how to dispute inaccurate information as well as challenging items on your report.

Finally, Establishing Credit, discusses how to build or rebuild your credit.  Since credit scores are a mathematical formula, building a strong score is a matter of applying proper principles.  Establishing a credit report has a long lasting affect.

     *  Learn the secrets to a strong credit report

     *  Stop many of the credit offers being mailed to you

     *  Learn why paying off debt can actually hurt your score

     *  Find the factors that build a string score

Modules Included

As always, if you would decide that you need some personal attention.  We meet clients online to discuss their situation one on one.  Schedule as much time as you need for a low hourly or session rate.